The Effect of Demographic Factors on Utilizations of Health Insurance Services
Ghazi Al- Hamed
Dr. Ghazi Al- Hamed, Head of Health Services, Department of Hospital Management, College of Business, King Abdul- Aziz University, Jeddah, KSA.
Manuscript received on October 16, 2016. | Revised Manuscript received on October 24, 2016. | Manuscript published on November 15, 2016. | PP: 1-5 | Volume-2 Issue-6, November 2016. | Retrieval Number: F0126112616
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© The Authors. Published By: Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The Objectives of this study is to determined and clarify the extent of the effect of demographic factors factors ( Age, Gender, Income level, Educational level ) (that affect the utilization of health insurance services) (Medical visit, Laboratory test,X-ray test,In-patient services, Emergency services, Drug utilizations) by the beneficiers of the health insurance services. The mode of the study consist of independent variable is demographic factors factors ( Age, Gender, Income level, Educational level ), and the dependent variable is the utilization of health insurance services (Medical visit, Laboratory test,X-ray test, In-patient services, Emergency services, Drug utilizations ) . The population study consist of all patients who have health insurance and utilize the health insurance services in health organization (private and public health organizations ) in Amman – Jordan ) Simple random sampling technique was used to select respondents from the various Health organizations , (500) respondent was randomly selected from the study population, of which four hundred ten (462) was retrieved shaped .(.92%) of total study population. The model analysis of ANOVA ( one-way analysis) was used to analyze data and test the mentioned hypothesis the (effect of demographic factors ( Age, Gender, Income level, Educational level ) on the utilization of health insurance services((Medical visit, Laboratory test,X-ray test, In-patient services, Emergency services, Drug utilizations . The model analysis of ANOVA ( one-way analysis) show the following results : A- There is no significant effect of the Age ,the significant level is (.002) on the utilizations of health insurance utilizations at the(significant level ≤5%).B- There is no significant effect of the Gender, the significant level is (.008) on the utilizations of health insurance utilizations at the(significant level ≤5%).C- There is significant effect of the Income level, the significant level is (.001) on the utilizations of health insurance utilizations at the(significant level ≤5%).D- There is significant effect of the Educational level , the significant level is (.003) on the utilizations of health insurance utilizations at the(significant level ≤5%).
Keywords: (Age, Gender, Income level, Educational level), Emergency services, Drug utilizations.